ELIMINATE YOUR DEBT IF YOUR VEHICLE IS STOLEN OR TOTALED
In the event that your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared and insured total loss, the insurance company pays the actual cash value of the vehicle at the time of loss - not what you actually still owe.

You are still liable for the difference between the insurance company's settlement and the balance of your loan/lease. So let eXtreme GAP fill the void left by the insurance company.

Benefits and Eligibility for eXtreme GAP*

  • Protection is available for vehicles with a loan amount up to $100,000
  • Deductible coverage up to $1,000
  • Maximum benefit amount is $50,000
  • Covers up to 150% of MSRP/NADA value
  • Available on your loan/lease up to 84 months
*Programs vary by lender/dealer and state; refer to your eXtreme GAP Addendum for all the terms and conditions.

Protecting your investment is simple by purchasing eXtreme GAP you agree with the lender to waive the difference to your outstanding loan balance and the primary insurance balance.

How GAP works
Loan Amount = $25,000
Term = 60 Months
Loss Date = 36 Months
Loan/Lease Pay ______________$15,000
Insurance Settlement*______________$12,000

  • GAP______________($3,000)
  • Insurance Deductible______________($1,000)
  • Potential Out-of-Pocket Expense______________($4,000)
Out-of-Pocket Expense______________$0
With GAP Protection
*Actual Cash Value of Vehicle

GAP
  • Cancels your debt if your vehicle is totaled or stolen
  • Protects your credit rating and vehicle value
  • Assures you a positive financial transition
  • Eliminates your worries about financial burden